Certaby

Side-by-side capability + pricing

How Certaby compares to SmartSearch, Veriphy, and Goodlord.

We picked the three most-recognised UK letting-agent compliance peers and laid out 16 capability rows plus pricing. The four rows at the top are where we are unique across the 22 vendors surveyed in our May 2026 audit. Source notes at the foot of the page.

CapabilityCertabyStratumSmartSearchVeriphyGoodlord
Where we are unique across all 22 surveyed vendors

Property-risk overlay (flood, radon, coal, contaminated land, knotweed)

On the same record as the AML check. Unique across all 22 surveyed UK vendors.

EPC + MEES verdict (current + 2030 prospective + payback estimate)

Postcode crime (24-month trend + 8-category breakdown + 3-month forecast)

Audit-grade PDF + SHA-256 hash + 7-year retention + public verifier

Compliance core (where we match the leading peers)

Sanctions (OFSI, UN, EU consolidated)

PEP screening (current, former, RCA)

Adverse media

UBO walk (PSC depth 5, cycle detection)

Where competitors ship and we don't (yet)

Document + biometric ID verification

Deferred until paying-customer signal.

Source-of-funds (Open Banking)

Conveyancer Pro-tier candidate.

Tenant referencing (income, employer, prior landlord)

Different category. We sit alongside, not in front.

Continuous monitoring (re-screen daily, alert on new match)

Pro-tier candidate; gated on signal.

Pricing model and category

Per-call price + no contract

Public, transparent pricing on the website

360 lettings platform (referencing + contracts + payments + utilities)

Goodlord category. We deliberately stay out.

UK company financial enrichment (10-yr accounts, credit lines)

Different ICP (Endole, Beauhurst, Creditsafe own this).

Headline pricing

What you pay, and what is bundled in.

Certaby

£4.95 per check

PAYG, no contract

Sanctions + PEP + adverse media + UBO + property-risk + MEES + crime + audit PDF

Stratum

£2.79 to £3.95 at volume

PAYG, no contract

Same 8 capabilities, JSON response

SmartSearch

£5+VAT individual / £10+VAT business

Annual contract

Multi-product bundle, quote-only at depth

Veriphy

£4+VAT AML / £8.50+VAT ID+AML

No contract

AML or ID+AML only

Goodlord

Around £15 per tenancy

Monthly platform fee

Referencing + AML + contracts + payments + utilities

How we picked the columns

The most recognised UK letting-agent peers

SmartSearch is the multi-sector AML incumbent (7,000+ regulated businesses). Veriphy is the closest published per-call price point (£4+VAT AML, no contract). Goodlord owns the 360 lettings-platform lane (and as of 2024-25 owns Vouch tenant referencing too). These three frame the buying decision for most UK letting agents looking at compliance vendors.

Stratum is our sister developer brand. Same backend, JSON response shape, per-call pricing for product builders. Listed here so visitors can see the full Stratum APIs / Certaby pair side by side.

Sources + caveat

Researched May 2026, public sources only

Capability marks and pricing pulled from each vendor's public website + verified third-party sources during our May 2026 audit (full doc: 22-vendor competitive landscape, on file). Vendors do not offer like-for-like products, so partial marks indicate the capability exists at less depth or behind a different SKU. Names of vendors are trademarks of their respective owners; this page is for buyer decision support, not endorsement or comparison shopping in the regulatory sense.

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