Certaby

Side-by-side capability + pricing

How Certaby compares to SmartSearch, Veriphy, and Goodlord.

We picked the three most-recognised UK letting-agent compliance peers and laid out 16 capability rows plus pricing. The four rows at the top are where we stand apart across the 22 vendors we compared in our May 2026 audit. Source notes at the foot of the page.

CapabilityCertabyStratumSmartSearchVeriphyGoodlord
Where we stand apart across the 22 vendors we compared

Property-risk overlay (flood, radon, coal, contaminated land, knotweed)

On the same record as the AML check. Unique across all 22 surveyed UK vendors.

EPC + MEES verdict (current + 2030 prospective + payback estimate)

Postcode crime (24-month trend + 8-category breakdown + 3-month forecast)

Audit-grade PDF + SHA-256 hash + 7-year retention + public verifier

Compliance core (where we match the leading peers)

Sanctions (OFSI, UN, EU consolidated)

PEP screening (current, former, RCA)

Adverse media

UBO walk (PSC depth 5, cycle detection)

Where competitors ship and we don't (yet)

Document + biometric ID verification

On the roadmap.

Source-of-funds (Open Banking)

On the conveyancer Pro roadmap.

Tenant referencing (income, employer, prior landlord)

Different category. We sit alongside, not in front.

Continuous monitoring (re-screen daily, alert on new match)

Available as a subscription tier.

Pricing model and category

Per-call price + no contract

Public, transparent pricing on the website

360 lettings platform (referencing + contracts + payments + utilities)

Goodlord category. We deliberately stay out.

UK company financial enrichment (10-yr accounts, credit lines)

Different ICP (Endole, Beauhurst, Creditsafe own this).

Headline pricing

What you pay, and what is bundled in.

Certaby

£4.95 per check

PAYG, no contract

Sanctions + PEP + adverse media + UBO + property-risk + MEES + crime + audit PDF

Stratum

£2.79 to £3.95 at volume

PAYG, no contract

Same 8 capabilities, JSON response

SmartSearch

Quote-only (no public rate card)

Annual contract

Multi-product bundle, quote-only at depth

Veriphy

£4+VAT AML / £6.50+VAT ID+AML

No contract

AML or ID+AML only

Goodlord

Around £15 per tenancy

Monthly platform fee

Referencing + AML + contracts + payments + utilities

Honest at agency scale: Certaby is pay-per-check, so the more you run the more you pay, but the per-check price falls with volume (£4.95 single, £3.95 in a 200-pack, £2.95 in a 1,000-pack). A 200-check-a-month agency pays roughly £790/month at the 200-pack rate; a 5-let-a-month agency pays around £25. There is no monthly platform fee and no contract, so at low and mid volume Certaby is well below an annual-contract incumbent; at very high volume the gap narrows and a flat-fee platform may suit you better. We would rather you knew that up front.

How we picked the columns

The most recognised UK letting-agent peers

SmartSearch is the multi-sector AML incumbent (7,000+ regulated businesses). Veriphy is the closest published per-call price point (£4+VAT AML, no contract). Goodlord owns the 360 lettings-platform lane (and as of 2024-25 owns Vouch tenant referencing too). These three frame the buying decision for most UK letting agents looking at compliance vendors.

Stratum is our sister developer brand. Same backend, JSON response shape, per-call pricing for product builders. Listed here so visitors can see the full Stratum APIs / Certaby pair side by side.

Sources + caveat

Researched May 2026, public sources only

Capability marks and pricing pulled from each vendor's public website + verified third-party sources during our May 2026 audit (full doc: 22-vendor competitive landscape, on file). Vendors do not offer like-for-like products, so partial marks indicate the capability exists at less depth or behind a different product. Names of vendors are trademarks of their respective owners; this page is to help you choose a supplier, not an endorsement or a formal regulatory comparison.

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Compare Certaby to a specific tool

Head-to-head with the names UK letting agents and conveyancers shortlist, including where each one wins.

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