Certaby screens the company, every director and owner through the chain of holding companies, and any buyer, keeps your risk record with the checks, and watches the case, with one signed record for the file.
Insolvency practitioners must report to OFSI as soon as practicable when they know or suspect a designated person or a breach.
Source: OFSI guidance for insolvency practitioners (opens in a new tab)The company, its directors and the people who own it are identified and verified before you consent to act.
Source: MLR 2017, regulation 30 (opens in a new tab)The company and owners check follows the Companies House ownership chain through holding companies and screens up to 30 people.
From appointment to closure
Open a Finance and business job for the case and add each company and person as they come in. Each one is checked once; adding someone later charges only for them.
Add the company. Certaby reads its Companies House record, lists every director and every owner through the chain of holding companies, and screens them all against the UK, UN, EU and US sanctions lists, with PEP and adverse media.
£4.38 a company, 40p a director or ownerA short risk record for the appointment: what the work is, where the money comes from and your risk rating, with the evidence. Where enhanced checks apply, for a politically exposed person or someone living in a high-risk country, Certaby says so.
No chargeAdd the buyer of the business or its assets to the same case, with the company and the people behind it. Only the new parties are charged.
£1.39 a person, £4.38 a companyThe company and the people and companies named in the case are screened against the sanctions lists every day, and you are emailed if a new match appears. The first 6 weeks are included; after that, 10p a person a week.
6 weeks includedOne signed certificate for the case, with a link anyone can use to check it is genuine: for your file, your regulator or a creditor who asks. Records are kept for at least five years.
IncludedAt each stage
Taking an appointment, selling the business and paying creditors each bring their own checks. Each answer names its source.
Pick a stage to see the checks it needs.
Your stage shapes the checks.
What a case includes
The checks the law requires are selected when you open the job. Each one names the rule behind it, so you can explain it to a creditor or your regulator.
The Companies House record, every current director and officer, and the owners through every layer of holding companies (up to 30 people), each screened. Each is checked for PEP too, 40p a person.
MLR 2017 reg 28The company itself, any buyer and anyone you name, against the UK, UN, EU and US (OFAC) lists, refreshed daily.
UK financial sanctions: insolvency practitioners report a match to OFSIWhether someone is a politically exposed person, a family member or close associate of one, and serious negative news.
MLR 2017 reg 35What the work is, where the money comes from and your risk rating. Enhanced checks are flagged and your evidence is kept with the file.
MLR 2017 regs 28 and 33You check the passport or licence of the people you deal with; Certaby records what you saw, and when.
MLR 2017 reg 28Daily re-screening of the company and everyone named in the case, with an email if a new match appears.
MLR 2017 reg 28(11); then 10p a person a weekSomeone living in a country on the FATF call for action list triggers enhanced checks, and Certaby tells you.
MLR 2017 reg 33; HM Treasury's advisory noticeOne certificate for the case, re-issued when you record a step, with a public link that shows it is genuine and unchanged.
Kept for at least five yearsPrices
Pay per check from a credit balance, no subscription. You see the price before anything runs, and a case you add people to later only charges for the new ones.
| Northgate Fabrication Ltd | No match |
| 3 directors and owners | No match |
| Riverside Holdings Ltd, buyer, 2 directors and owners | No match |
| PEP and adverse media | None found |
| Risk record | Recorded |
| Monitoring | Daily during the case |
The record
Every case ends with one signed certificate. Anyone with the link can confirm it is genuine and unchanged.
Plainly
Questions
Yes. Since 14 May 2025 insolvency practitioners are "relevant firms" under UK financial sanctions, so you must report to OFSI as soon as practicable if you know or have reasonable cause to suspect that a person is a designated person or has breached the sanctions. Work that is not insolvency practitioner business, such as acting as a receiver in the sale of a property, is outside it.
Before you consent to act. The money-laundering rules require you to verify the customer, and anyone who owns or controls a company customer, before the business relationship starts (MLR 2017 regulation 30), and the IPA expects it before any letter of engagement and before money reaches your client account.
A company is £4.38: the sanctions check with PEP and adverse media on the company, and the company and owners check. Each director and owner it finds adds 40p. A person is £1.39. The risk and ID records and the first 6 weeks of monitoring have no charge. You see the exact price before anything runs.
It follows the ownership recorded at Companies House through every layer of holding companies and screens up to 30 people: every current director and officer, and the people with significant control. A company owned or controlled by a designated person counts as sanctioned too.
Yes. A single sanctions check is 99p a name, and screening a spreadsheet of creditors in bulk is set up on request.
The first 6 weeks are included. After that you extend it from the case, 10p a person a week, up to a year in all. For longer or many cases, the Basic Monitoring plan watches up to 100 people or companies for £19.99 a month.
Not yet. Today you look at the passport or driving licence and Certaby records it with the date. Digital ID checks through a government-registered provider are on the way, priced per person.
At least five years, as the money-laundering rules require. Checks run, and records are kept, in the UK.
Sign up, add credit from £5, open a job for the case. The required checks are already ticked.