Are you ready for 2026?

Roughly how many lets does your firm manage today?

A working number is fine; this drives only what the scorecard recommends.

What share of your landlords are corporate (Ltd / partnership)?

Where the money-laundering rules apply, you identify who owns over 25% of a corporate landlord (MLR 2017 reg 28).

MLR 2017 regs 5 and 28: identify the beneficial owners of a corporate client.

How do you currently screen tenants and landlords against sanctions?

OFSI guidance for letting agents: since 14 May 2025 you must report a tenant or landlord you know or suspect is sanctioned, at any rent. Screening is how you would know.

Do your screens cover PEP status and adverse media?

Required for lets of £10,000 a month or more, where the money-laundering rules apply. Good practice below that.

MLR 2017 reg 35: establish whether a customer is a politically exposed person (lets in scope of the rules).

If HMRC asked for the screening evidence on a specific let from 18 months ago, could you produce it?

MLR 2017 reg 40: keep due diligence records for 5 years after the relationship ends.

How ready is your tenant-management process for the Renters’ Rights Act 2025 changes?

Section 21 abolition + new periodic-tenancy default + property-condition rules.

Renters’ Rights Act 2025.

How do you track gas-safety + EICR expiry across the portfolio?

Do you know the EPC band of every property you currently let?

MEES today: band E minimum. From 1 October 2030: band C for every private tenancy (government response, January 2026).

Have you costed the band-D and band-E properties up to band C for the 2030 deadline?

Does your process flag Category-1 hazards (mould, damp, structural) before a tenant moves in?

Awaab’s Law (HHSRS Cat-1) ties the landlord to a fixed-window remedy.