Credas vs Certaby for UK letting agents: which AML provider?

Credas and Certaby both sell AML and ID checks to UK letting and estate agents, with different shapes.

Credas is a long-established provider to residential property: ID and biometric verification, AML, sanctions and PEP, source of funds through Open Banking, company checks, and Right to Rent and Right to Work checks, as a certified identity service provider. It sells by subscription, with prices given on quote.

Certaby publishes every price. Tenants and landlords are screened against the sanctions lists, with PEP and adverse media if you choose; a company landlord is traced to the people who own it and each is screened; ID with a selfie, and Right to Rent for a tenant in England, by link through an identity service on the GOV.UK register (£3.49 for both); and the property's flood, EPC and other risks on the same certificate, which anyone can verify by its reference.

The choice: if source of funds by Open Banking is central to your work, Credas covers it. If you want published prices and the property and the people on one certificate, Certaby is built for that.

Source: Credas

Last updated 27 October 2026.