For UK conveyancers · live
Conveyancer's Compliance + Property Pack
One pack pre-screens buyer + seller for AML and triages the property risk. Buyer + seller AML, PSC for corporate parties, the full S2 environmental risk pack (flood, radon, coal mining, contaminated land + landfill, knotweed), plus a signed PDF for the matter file. From £29.95 per pack. It sits alongside your regulated searches, not in place of them.
What this pack returns
- Buyer + seller AML against OFSI (the Office of Financial Sanctions Implementation, which publishes the UK sanctions list) / UN / EU sanctions, OpenSanctions PEP (politically exposed person)s + adverse media
- FCA Warning List screen (clone-firm + unauthorised entity check)
- PSC (person with significant control, a company’s controlling owner on the Companies House register) tree + per-UBO (ultimate beneficial owner, the real person who owns or controls a company) screen for corporate buyers / sellers
- Environmental risk pack: flood (RoFRaS + RoFSW + historical), radon (UKHSA), coal mining (Coal Authority point-in-polygon), contaminated land + landfill, Japanese knotweed
- One signed PDF + a public verify URL for third-party challenge
Before you start: running a full pack costs £29.95 from your credit balance and needs a (free) signed-in account. Sign in first so you don’t have to re-enter anything.
Three tiers
- £29.95: full Conveyancer's Pack (buyer + seller + property + environmental)
- £7.95: environmental-only (no buyer/seller AML)
- £4.95: buyer-only ID + AML
How the pack runs end-to-end
One submit drives the entire Conveyancer's Compliance + Property Pack in a single transaction. Per side (buyer plus seller, up to 2 parties each): the orchestrator screens names against OFSI plus UN plus EU consolidated sanctions with the qualified-mode matcher if DOB or nationality is supplied, against the OpenSanctions PEP catalogue with FATF Recommendation 12 categories and risk tier, against the OpenSanctions adverse-media corpus with severity classification, and against the FCA Warning List for clone-firm signals. Corporate parties trigger a recursive PSC tree walk to depth 5; every Ultimate Beneficial Owner is screened against the same four sources. Concurrently, the property fanout runs: postcode geography (region, county, ward, LSOA), flood (river, surface, defences, flood zone, historical events), radon (UKHSA Atlas band plus percentage probability), coal mining (Coal Authority DHRA), contaminated land (LA registers per the verified-adapter framework plus EA landfill register), Japanese knotweed risk (INNS register + iRecord proxies), EPC band, MEES verdict. All source list versions stamp into the response. The pack PDF renders server-side with a SHA-256 hash bound to the matter reference plus party identifiers plus all source list versions; stored with 7-year retention. The certificate hash is recorded in our verify registry so the public verify URL resolves for the next 7 years.
Common questions about the conveyancer pack
Does the pack include source-of-funds via Open Banking?
Source-of-Funds via Open Banking is on the Conveyancer Pro roadmap. The current pack screens the named parties (name, date of birth and nationality) against sanctions, PEPs, adverse media and the FCA Warning List; it does not pull bank transaction history. For reg 33 enhanced due diligence where automated SoF is binding today, pair with TrueLayer / Plaid directly or use a vendor that ships SoF in-product. The current pack handles the customer due diligence ground for routine matters.
Is this an HMLR Digital ID / Safe Harbour identity check?
No. The pack performs name screening (name, date of birth and nationality against sanctions, PEP, adverse-media and FCA Warning List sources) plus the property-risk and Companies House / PSC layer. It is not document or biometric identity verification, so it does not meet the HM Land Registry Digital Identity Standard or its Safe Harbour. Certified document/biometric IDV is on the roadmap via a certified IDSP (shown "powered by"); until then, pair the pack with your existing IDV provider where a Safe-Harbour check is required.
Does the environmental layer replace a chartered environmental search?
No. The Certaby environmental layer is a screening, not a substitute. For high-risk verdicts (contaminated-land flag, flood-zone-3, active coal-mining area), commission a full chartered survey before exchange. The pack documents the screening step and saves the cost of a separate environmental search on matters where no risk surfaces; on matters where a risk does surface, you have the trigger and the matter-cover evidence to instruct a chartered surveyor.
What happens when the buyer or seller is a corporate?
The form's per-party toggle switches the input from full-name plus optional DOB plus nationality to UK company number (6-10 alphanumeric chars). On submit, the orchestrator runs the Companies House PSC tree walker recursively to depth 5 from the supplied company. Every individual UBO surfaced through the walk is screened against the same four sources (sanctions, PEP, adverse media, FCA Warning List). The pack PDF carries the full PSC tree, marking each UBO with their AML screen result.
How does this compare to a Lexcel or CQS-accredited firm's standard pack?
Lexcel and CQS specify what the firm must do (the risk assessment, the per-matter due diligence, the file retention); they do not specify the vendor or the cert format. The Certaby pack satisfies the per-matter due diligence requirement when paired with your firm risk assessment and any onward enhanced due diligence. The audit-cert hash binding plus the public verify URL is a profession-standard format an MLRO or accreditation reviewer can independently verify without contacting Certaby.
How long does this take?
Typical end-to-end is 8 to 15 seconds. The conveyancer pack runs more upstream calls than the letting-agent suite (FCA Warning List adds one round-trip; environmental layer fans to 6 lookups instead of 4). Breakdown: input validation 50ms; AML matchers across all 4 sources for buyer plus seller 2 to 4s; PSC walk if corporate party 2 to 6s including UBO screening; environmental fanout 2 to 5s (postcode lookups are cached for 30 days after first call); PDF render plus S3 upload plus DDB persist 1 to 2s. A two-individual matter with no corporate parties and a postcode already in cache lands at the low end (around 8s). A buyer-corporate plus seller-corporate matter with a fresh postcode pushes the upper bound. The signed PDF download URL appears in the result panel as soon as the cert hash is bound.
Disclosure: screens against the named sources only. Per-LA contaminated-land coverage is partial; a "low/none" verdict is NOT a guarantee. Commission a full EA Environmental Search through a chartered surveyor before exchange. Knotweed band is proxy-derived; rely on the seller's TA6 disclosure.